Subject: 52 million Americans
have lost or will lose health insurance! &
You Old Goat ! Have a drink of milk - Cheers !!!
LOOK WHAT THIS
LYING SACK OF DOG CRAP
HAS DONE TO AMERICANS !
HAS DONE TO AMERICANS !
YET “NO” OBAMA
CARE FOR
THE LYING MUSLIM IMPOSTOR!
THE LYING MUSLIM IMPOSTOR!
REPORT:
52 million Americans have lost or will lose health insurance !
LYING SACK OF DOG
CRAP TO YOUR LEFT !
EmailShare
(McClatchy) - Even as
President Barack Obama sold a new health care law in
part by assuring Americans they
would be able to keep their insurance plans, his administration knew that tens of millions of people actually could
lose those their policies. “If you like your private health insurance plan, you can keep your plan. Period,”
Obama said as he pitched the plan, the unqualified promise he made repeatedly.
would be able to keep their insurance plans, his administration knew that tens of millions of people actually could
lose those their policies. “If you like your private health insurance plan, you can keep your plan. Period,”
Obama said as he pitched the plan, the unqualified promise he made repeatedly.
Yet advisers
did say in 2010 that there were large caveats and that
anyone whose insurance plan changed would lose
the promised protection of being able to keep existing plans. And a report in 2010 said that as many as 69 percent
of certain employer-based insurance plans would lose that protection, meaning as many as 41 million people could
lose their plans even if they wanted to keep them and would be forced into other plans. Another 11 million who
bought their own insurance also could lose their plans. Combined, as many as 52 million Americans could lose or
have lost old insurance plans.
the promised protection of being able to keep existing plans. And a report in 2010 said that as many as 69 percent
of certain employer-based insurance plans would lose that protection, meaning as many as 41 million people could
lose their plans even if they wanted to keep them and would be forced into other plans. Another 11 million who
bought their own insurance also could lose their plans. Combined, as many as 52 million Americans could lose or
have lost old insurance plans.
Some or much
of that loss of favored insurance is driven by normal
year-to-year changes such as employers
changing plans to save money. And many people could end up with better plans. But it is not what the president pledged.
changing plans to save money. And many people could end up with better plans. But it is not what the president pledged.
Caught in
the firestorm of his broken promise, Obama on Thursday
apologized.
“I am sorry
that they are finding themselves in this situation
based on assurances they got from me,” he told NBC
News Thursday evening. “We’ve got to work hard to make
sure that they know we hear them and we are going to
do
everything we can to deal with folks who find themselves in a tough position as a consequence of this.”
everything we can to deal with folks who find themselves in a tough position as a consequence of this.”
The shifting
narrative started as Obama worked to sell the entire
health care overhaul to a skeptical nation and
Congress. To win support from those who already had insurance, he made the promise that no one who liked
their plan would lose it. The key was that millions of plans would be “grandfathered” in the new law, thus protected
from any new requirements.
Congress. To win support from those who already had insurance, he made the promise that no one who liked
their plan would lose it. The key was that millions of plans would be “grandfathered” in the new law, thus protected
from any new requirements.
Yet as
insurance companies started notifying hundreds of
thousands this fall that their current policies were
being canceled in preparation for new ones, it became clear that many were not guaranteed to keep their plans.
being canceled in preparation for new ones, it became clear that many were not guaranteed to keep their plans.
The White
House and Congress have focused on cancelations of
plans in the individual market, where people
buy their own policies. Obama insisted anew Thursday that the problem is limited to people who buy their own
insurance. “We’re talking about 5 percent of the population who are in what’s called the individual market. They’re
out there buying health insurance on their own,” he told NBC. But a closer examination finds that the number of
people who have plans changing, or have already changed, could be between 34 million to 52 million. That’s
because many employer-provided insurance plans also could change, not just individually purchased insurance plans Administration officials decline to say how many employer-sponsored plans could change. But those numbers
could be between 23 million to 41 million, based on a McClatchy analysis of estimates offered by the Department
of Health and Human Services in June 2010.
buy their own policies. Obama insisted anew Thursday that the problem is limited to people who buy their own
insurance. “We’re talking about 5 percent of the population who are in what’s called the individual market. They’re
out there buying health insurance on their own,” he told NBC. But a closer examination finds that the number of
people who have plans changing, or have already changed, could be between 34 million to 52 million. That’s
because many employer-provided insurance plans also could change, not just individually purchased insurance plans Administration officials decline to say how many employer-sponsored plans could change. But those numbers
could be between 23 million to 41 million, based on a McClatchy analysis of estimates offered by the Department
of Health and Human Services in June 2010.
Obama aides
did acknowledge around the time the law was enacted in
2010 that some people could lose their
coverage if their plans changed after the law was passed. Those people would in turn receive what the
administration described as superior coverage. But in the years since the law’s passage, HHS officials have
downplayed that consequence of the hard-fought law.
coverage if their plans changed after the law was passed. Those people would in turn receive what the
administration described as superior coverage. But in the years since the law’s passage, HHS officials have
downplayed that consequence of the hard-fought law.
“If health
plans significantly raise co-payments or deductibles
or significantly reduce (them) . . . they’ll lose
their
grandfather status and their customers will get the same full set of consumer protections as new plans,” Health
and Human Services Secretary Kathleen Sebelius said at a June 15, 2010, news conference.
grandfather status and their customers will get the same full set of consumer protections as new plans,” Health
and Human Services Secretary Kathleen Sebelius said at a June 15, 2010, news conference.
Many changes
in the old insurance plans could trigger the loss of
the protected status. Regulations issued by
HHS state that the grandfathered status would be lost if the policies eliminate coverage for a particular condition,
reduce the annual dollar limit on benefits, increase co-payments by as little as $5 or 15 percent, or increase
out-of-pocket maximums by more than 15 percent or premiums by more than 5 percent.
HHS state that the grandfathered status would be lost if the policies eliminate coverage for a particular condition,
reduce the annual dollar limit on benefits, increase co-payments by as little as $5 or 15 percent, or increase
out-of-pocket maximums by more than 15 percent or premiums by more than 5 percent.
Later in
June 2010, Sebelius’ department published estimates in
the Federal Register that 39 percent to
69 percent of employers’ fully insured plans would relinquish the coverage they had prior to the March 2010
passage of the ACA and thus would have to cancel or change policies.
69 percent of employers’ fully insured plans would relinquish the coverage they had prior to the March 2010
passage of the ACA and thus would have to cancel or change policies.
About 60
million people are covered in fully insured plans,
which make up about 40 percent of employer-provided
health plans. Fully insured plans are usually offered by large employers. These plans have the insurance company
rather than the employer assume the financial risk of annual health care expenses exceeding expectations.
The rest of employers self-insure.
health plans. Fully insured plans are usually offered by large employers. These plans have the insurance company
rather than the employer assume the financial risk of annual health care expenses exceeding expectations.
The rest of employers self-insure.
To escape
having to provide the new law’s minimum required
benefits, plans would have to largely maintain
the co-pays, premiums and out-of-pocket limits that existed prior to March 2010.
the co-pays, premiums and out-of-pocket limits that existed prior to March 2010.
Already this
year, only 36 percent of employer plans were pre-2010
plans, compared with 56 percent in 2011,
according to the Kaiser Family Foundation, a leading health care research organization. That means that millions
of people’s plans already had changed or were canceled in the three and a half years since the law was
enacted in March 2010.
according to the Kaiser Family Foundation, a leading health care research organization. That means that millions
of people’s plans already had changed or were canceled in the three and a half years since the law was
enacted in March 2010.
That doesn’t
automatically mean the plans were changed or canceled
because of the new law.
“I think
there needs to be great emphasis that plans are not
being canceled because of ACA requirements,”
said Jon Gabel, a senior fellow at the University of Chicago’s Health Care Research Department.
“They’re being canceled because insurers do not want to ‘grandfather’ some plans.”
said Jon Gabel, a senior fellow at the University of Chicago’s Health Care Research Department.
“They’re being canceled because insurers do not want to ‘grandfather’ some plans.”
This week,
after millions of Americans mostly in the market for
individually purchased plans began receiving
cancellation notices or price hikes from their insurance companies, Obama added the caveat that people
could lose their plans if insurance companies changed the plans.
cancellation notices or price hikes from their insurance companies, Obama added the caveat that people
could lose their plans if insurance companies changed the plans.
“Now, if you
have or had one of these plans before the Affordable
Care Act came into law and you really
like that plan, what we said was you could keep it if it hasn’t changed since the law was passed,” he said,
adding the qualifier Monday during a Washington event with supporters.
like that plan, what we said was you could keep it if it hasn’t changed since the law was passed,” he said,
adding the qualifier Monday during a Washington event with supporters.
No comments:
Post a Comment